At Customer First Loans, we help you unlock the financial value of your residential or commercial property through a Loan Against Property (LAP). This secured loan allows you to borrow funds while continuing to own and use your property.
Loan Against Property is ideal for business expansion, medical expenses, education, debt consolidation, or other financial needs. We work with leading banks and NBFCs to offer competitive interest rates, flexible tenures, and high loan amounts based on your property's market value.
KYC Documents (PAN, Aadhaar, Passport, or Voter ID)Latest 3-6 months Salary Slips / ITR for 2 years Bank Statements (last 6 months) Proof of Residence and Employment Property Title Deed and Ownership DocumentsProperty Tax ReceiptsApproved Building Plan / Property DocumentsPassport-size PhotographsLoan Against Property (LAP) is a secured loan where you pledge your residential or commercial property as collateral to borrow funds from banks or NBFCs.
You can typically get 50%–70% of the property's market value, depending on the lender, property type, and your repayment capacity.
Yes. Even after pledging the property as collateral, you remain the owner and can continue living in or using the property.
Loan tenures usually range from 5 to 15 years, depending on the lender and the borrower's financial profile.
You can use it for business expansion, education, medical expenses, debt consolidation, or personal financial needs.