At Customer First Loans , we make home ownership simple and stress-free. Our Home Loan solutions are designed for salaried and self-employed individuals who want to purchase, construct, or renovate their dream home with minimal documentation and competitive interest rates.
Whether you’re buying your first home or upgrading to a bigger space, we partner with leading banks and NBFCs to bring you the best home financing options — personalized to your income, credit profile, and repayment capacity.
KYC Documents (PAN, Aadhaar, Passport, or Voter ID)Latest 3-6 months Salary Slips / ITR for 2 years Bank Statements (last 6 months) Proof of Residence and Employment Property Documents (Sale Agreement / Title Deed)Proof of Down PaymentPassport-size PhotographsAny existing loan statements (if applicable)A Home Loan is a secured loan provided by banks or NBFCs to help you buy, build, or renovate a property. You repay the loan in monthly EMIs, which include both principal and interest. Customer First Loans compares multiple offers to find you the best rate and tenure based on your profile.
Salaried applicants should earn at least ₹25,000 per month, and self-employed applicants should have an annual income of ₹3 lakh or more. Lenders may also consider your credit score and existing EMIs to decide eligibility.
Yes, you can. Applying jointly increases your total loan eligibility and helps you get better terms. Co-applicants can be your spouse, parents, or immediate family members with a stable income.
At Customer First Loans, we aim for quick approvals. Most customers receive pre-approval within 24–48 hours, and final disbursal is usually done within 5–7 working days after document verification.
You’ll need your PAN and Aadhaar, income proof (salary slips or ITRs), bank statements for the last 6 months, property documents, and passport-size photographs. Our team helps you collect and verify all required paperwork.