Lease Rental Discounting (LRD) – Unlock the Value of Your Rental Income

Lease Rental Discounting (LRD) is a financing solution where property owners can raise funds against the future rental income generated from their leased commercial property. It allows you to unlock the value of long-term rental agreements and access funds without selling your property.

At Customer First Loans, we help property owners secure competitive Lease Rental Discounting solutions through leading banks and NBFCs. The loan amount is determined based on rental income, lease tenure, tenant profile, and property value, ensuring you get maximum funding at attractive interest rates.

Lease Rental Discounting Eligibility Criteria

  • Property Type Commercial property such as office space, retail outlets, or commercial buildings
  • Lease Agreement Long-term lease agreement with a reputed tenant
  • Rental Income Stable and regular rental income from the leased property
  • Tenant Profile Corporate or financially strong tenants preferred
  • Ownership Clear property ownership with valid legal documentation

Documents Required for Lease Rental Discounting

  • iconProperty Ownership Documents
  • iconRegistered Lease Agreement
  • iconRent Receipts / Rental Agreements
  • iconKYC Documents (PAN, Aadhaar, Passport, Voter ID)
  • iconBank Statements (Last 6–12 Months)
  • iconIT Returns (Last 2–3 Years)
  • iconProperty Valuation Report
  • iconTenant Company Details (if corporate tenant)

Lease Rental Discounting EMI Calculator

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Lease Rental Discounting FAQs

Lease Rental Discounting (LRD) is a loan offered against rental income generated from a leased commercial property. The lender provides funds based on the rental income and lease tenure of the property.

Commercial property owners who have leased their property to reliable tenants and receive stable rental income can apply for Lease Rental Discounting.

The loan amount depends on the monthly rental income, lease tenure, tenant profile, and property valuation. Lenders usually finance a portion of the future rental income.

Commercial properties such as office spaces, retail outlets, shopping complexes, and business centers leased to corporate tenants typically qualify for LRD financing.